If youIf you want to make an online payment these days, the payment is done quickly as soon as the QR (Quick Response) code is scanned. It is a good means of contactless payment, but it is also a deception. The daughter of the Delhi Chief Minister has been similarly cheated in the recent past. Learn how to avoid QR code fraud.
What is a QR code?
Japanese company Denso Wave has invented the QR code. It makes payment easy. QR codes can store enough information in your own way. It is a type of barcode that is read by a machine. Payment is also made through QR code in India. You can pay for electricity, water, petrol, diesel, groceries etc. through this medium.
If you scan through a QR code at a store or counter, it reduces the risk, but scammers have also discovered new ways to deceive. Scammers send text messages to people, such as ‘Congratulations on winning Rs 5,000’. Along with this, photos with QR code are also sent. The message tells you that after scanning the code, the amount will be credited to your account after entering the UPI PIN. Gulla people think that money will be deposited in their account, but it is quite the opposite. In fact, here you have no money, but you are paying the scammer.
So be careful during the QR code scan
Scammers sometimes send fake QR codes via phishing emails, text or internet media. When scanning fake code, the user is directed to a page that looks like the original. The victim is asked to login by registering PII (Personally Identifiable Information). Your sensitive information can be stolen from here or spyware or viruses can also be transferred to the device. Usually the problem here is that it is difficult to know what kind of information is inside the code without scanning the QR code. There is no way to read the information inside it without a scan. So be careful during the QR code scan.
Thus reducing the risk
– If using a QR code to make a payment, pay attention to the details shown before confirming the payment. Avoid the hash of here.
-Treat the QR code as a link. If you don’t know where it originated from or don’t trust the source, avoid scanning.
– When scanning a QR, a pop-up should be taken out to see the URL associated with it. Be careful if there is no URL or short link (such as bit.ly).
-Always keep the device updated with security software. If any activity is suspicious, contact your bank immediately and change the entry credentials. You can also lodge a complaint at the National Cyber Crime Reporting Portal (CO) cybercrime.gov.in.