Talk of work / get a loan of Rs 7.50 lakh on a missed call, find out about this special scheme of SBI with one click


Of the country The largest bank is State Bank of India (SBI) Has launched a special scheme for senior citizens. The SBI Pension Loan Scheme is very useful for retired employees. Under this scheme, pensioners are getting loans of millions of rupees on a single call. Under this scheme, pensioners can take loans up to a minimum of Rs 2.50 lakh and a maximum of Rs 14 lakh. The interest rate on the loan is 9.75 per cent. Applying for a loan can also be done through a phone call. In addition application can be made by missed call or SMS.

Loan on missed call Will provide SBI

“Happy retirement is no longer a lie,” SBI said in a tweet. Just miss us on 7208933142 and get more information about pension loan. This can apply for Central and State Government Pensioners, Defense Pensioners and Family Pensioners below the age of 76 years.

SBI Pension loan documentation is very low and processing fees are not high. for that SBI Applications can also be made from the branch. Whose pension account SBICan apply for a loan.

Here’s how to apply for a loan

You can apply for a pension loan at a bank branch. For more information about this you can call Missed on 7208933142. You can also send a ‘PERSONAL’ SMS to 7208933145. The bank will then call you back.


Eligibility for Central and State Government Pensioners

  • The age of the pensioner should be less than 76 years.
  • Pension payment order should be maintained in SBI.
  • The pensioner has to give in writing that he will not amend his mandate given to the treasury till the loan period is over.
  • The Treasury must also agree in writing that it will not accept an application by a pensioner to transfer his pension payment to another bank unless the bank issues an NOC.
  • All other terms and conditions of the plan will apply, including a guarantee by a spouse (eligible for family pension) or a suitable third party.
  • Central and state government pensioners can take a minimum loan of Rs 7.5 lakh and a maximum of Rs 14 lakh.
  • Loan repayment can be done up to a maximum age of 78 years.

Eligibility for Defense Pensioners

  • Pensioners of the Armed Forces including Army, Navy and Air Force, Paramilitary Forces (CRPF, CISF, BSF, ITBP), Coast Guard, National Rifles and Assam Rifles can apply for the loan.
  • Pension payment order should be maintained in SBI.
  • There is no minimum age under the scheme.
  • The maximum age at the time of loan processing should be less than 76 years.
  • Eligibility for Family Pension
  • Family pensioners include the majority of family members to receive a pension after the death of the pensioner.
  • Family pensioners should not be more than 76 years of age.

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