In this LIC scheme, you will get a deposit of Rs


Life Insurance Corporation (LIC) has come up with a variety of plans to cater to the different needs of the people. LIC has also introduced a pension plan in addition to an insurance policy. LIC not only gives return on investment but also gives life coverage. It also offers bonus benefits to its customers. Today we are going to tell you about one of the policies of LIC which provides regular pension after maturity. The most special thing about LIC is that your rupee invested here will never sink. The reason is that the government gives a rover guarantee on the money deposited in the LIC. Learn about this plan.

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LIC’s policy is called Life Benefit. Benefits of these schemes can also be availed for a child of at least 8 years of age. So the maximum age to invest in this scheme is 54 years. If a 54-year-old invests in this policy, his policy limit will be 21 years. So, in addition to the 25 year period, the maximum age for taking the policy should be 50 years. The policy matures at the age of 75 in both cases.

LIC has a sum assured of at least Rs 2 lakh in this policy. There is no maximum Sum Assured limit. There are three types of policy periods. These police can be taken for a time limit of 16 years, 21 years, and 25 years. For this, premium has to be deposited for 10, 15 and 16 years. You will get the full amount of the policy at the end of the maturity period.

The policy also carries accidental death and disability benefits. In addition, New Term Insurance and New Critical Rider Benefit are also available. In this scheme, if the policyholder is 30 years of age, the policy term will be 25 years on purchase of Sum Assured of Rs. 2 lakhs and a premium of Rs. 800 per month will also have to be paid.

LIC’s scheme offers a bonus of Rs 47 per Rs 1,000. In this way 25 year bonus will also get 90 thousand separately in this form. Thus, the total amount will be Rs 5.25 lakh. This includes Sum Assured of Rs 2 lakh, Revisionary Bonus of Rs 2.35 lakh and Additional Bonus of Rs 90,000.


Under this scheme, if the policyholder dies during the policy term, his nominee will be given a sum assured of Rs. 2 lakh. In addition, the nominee will be given a revisionary bonus as well as an additional bonus. The bonus depends on how long the premium has been deposited. A consistent premium India loan can also be availed in this policy. There is also a facility to surrender the policy after 2 years.

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